Student Finance Simplified for
UK Home Students: -

We simplify student finance for UK home students, guiding you through loan applications, eligibility checks, and document preparation. Our expert support ensures you understand tuition fees, maintenance loans, and repayment options, making the process stress free and straightforward.

Start your application today!

Overview Title:

You may be able to borrow money to help pay for university or college tuition fees and to help with living costs. Learn how student finance works in a nutshell. 

 

  • SFE will cover the Tuition Fee
  • Covers the full cost of tuition fees.
  • Paid directly to the university.
  • No upfront payment is needed for eligible students.
  • SFE will also provide a Maintenance Loan (Living Costs)
  • Helps with rent, food, travel, and other expenses.
  • The amount depends on household income, where you live, and whether you study full-time or part-time.
  • Paid directly to your bank account in three instalments per year.
  • Additional Support
  • Grants & Bursaries: Some students (e.g., those with disabilities, children, or low-income backgrounds) may get non-repayable grants.
  • Scholarships: Universities or organizations offer extra funding based on merit or need.

Who is Eligible?

To qualify, a student must fall into one of the following categories:

  • British Citizen
  • Pre-Settled Status
  • Settled Status
  • Indefinite Leave to Remain (ILR)
  • Refugee Status

Besides that, Eligibility for student finance depends on more several factors, including the 

  • Course,
  • University
  • course length.
  • study pattern,
  • Students Age.
  • How many years is the student staying in the  UK. 
  • Previous financial history.
  • Student marital status, and so on

To learn about your eligibility, please click on the Free eligibility check

How Much Can You Get?

  • Tuition Fee Loans cover the full cost of your course, paid directly to your university.
  • Maintenance Loans help with living expenses, including rent, food, and transport.
  • Extra financial support is available for students with dependents or disabilities.
  • The amount you receive depends on your household income, course type, and location.
  • Grants and bursaries may be available for eligible students, reducing loan repayments.

Loan Conditions

  • Tuition Fee Loans are paid directly to your university and must be repaid after graduation.
  • Maintenance Loans support living costs and are repaid based on your income.
  • Repayments begin only when you earn above the income threshold.
  • Interest is applied to your loan from the time you receive the funds.
  • Any remaining loan balance may be written off after a set period.
  • Early repayments can be made without penalties.

MY ASK SFS

Use My Finances to access student account (billing, financial aid, payment).

MY SFS DOCS

Use My SFS Docs for verification or other financial aid tasks. Student access only.

Planning to Study Abroad University Application? Free Assistance!

Our professional consultancy services covers everything from abroad university application preparation till the course selection. We’ve experts who can help you pick the best course for your profile!